Yearly Archives: 2012

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Long-Term Disability Insurer Not Permitted to Take Both Sides of the Issue

recent decision out of the Seventh Circuit Court of Appeals reinstated a disabled employee’s benefits, finding a conflict of interest by the insurer.  Under federal law, a long-term disability policy obtained through employment requires the fiduciary to allow a claimant at least one administrative appeal, before filing in federal court.  In many cases, the...
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