Something to think about in the debate over health care reform. The old model of health insurance is broken: it’s no longer being included as an automatic fringe benefit. Now, according to a Gallup Poll, only 44.6% of people received employer-sponsored health care insurance. Meanwhile those covered under government programs like Medicare and Medicaid topped 25%.
That leaves those of us able to find private individual plans, and those of us (now 16.3%) with no coverage whatsoever.
I reported a while back on the odd origin of health insurance as a typical employment fringe benefit. As group health insurance becomes scarcer, it becomes clearer that we need to reform the system. Otherwise we’ll pay in other ways.