Fewer Employers Provide Health Insurance as a Fringe Benefit

Fewer Employers Provide Health Insurance as a Fringe Benefit

Something to think about in the debate over health care reform.  The old model of health insurance is broken: it’s no longer being included as an automatic fringe benefit.  Now, according to a Gallup Poll, only 44.6% of people received employer-sponsored health care insurance.  Meanwhile those covered under government programs like Medicare and Medicaid topped 25%.

That leaves those of us able to find private individual plans, and those of us (now 16.3%) with no coverage whatsoever.

reported a while back on the odd origin of health insurance as a typical employment fringe benefit.  As group health insurance becomes scarcer, it becomes clearer that we need to reform the system.  Otherwise we’ll pay in other ways.

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